321 South Market Street, Salem, VA 24153. By virtue of the power and authority contained in a Deed of Trust dated May 18, 2015 and recorded at Instrument Number 150001592 in the Clerk’s Office for the City of Salem Virginia Circuit Court, Virginia, securing a loan which was originally $57,400.00. The

appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front steps for the Circuit Court for the City of Salem located at 2 E Calhoun

Street, Salem, VA 24153-7933. April 11, 2023 at 10:00 AM improved real property, with an abbreviated legal description of the following described property, to wit:

ALL THAT CERTAIN LOT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF SALEM, VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT, WHICH POINT IS ON THE WESTERLY SIDE OF SOUTH MARKET STREET, SAID POINT BEING 137.5 FEET FROM THE POINT OF INTERSECTION OF SECOND STREET AND SOUTH MARKET STREET; THENCE S. 78 DEGREES 00`00” W. 84.00 FEET TO A POINT; THENCE, N. 12 DEGREES 00`00” W. 37.50 FEET TO A POINT; thence N. 78 DEGREES 00`00” E. 84.00 FEET TO A POINT; THENCE S. 12 DEGREES 00`00” E. 37.50 FEET TO THE PLACE OF BEGINNING, AND CONTAING 0.723 ACRE AS IS MORE SPECIFICALLY SHOWN ON THAT CERTAIN PLAT OF SURVEY PREPARED FOR ANTIOINE B. STALLINGS BY ROBERT S. LANG, LAND SURVEYOR AND BALZER AND ASSOCIATES, SAID PLAT BEING DATED APRIL 2, 1990. AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR

WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier’s check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to

the costs and expenses of sale and Substitute Trustees fee. All other public charges or

assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller’s attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding. FOR INFORMATION CONTACT Rosenberg & Associates, LLC

(Attorney for the Secured Party) 4340 East West Highway, Suite 600

Bethesda, MD 20814

301-907-8000

www.rosenberg-assoc.com